Frances has done several loans for us and represented us in a purchase of a 4-plex with some tricky negotiations. Her firm with her husband, Dave and associate Natalie is just the right size to always have someone we know available to answer questions or help with any details. Frances’ network includes great people in all the trades, which is a big plus. A roofer referred us to her years ago for a refi, and we’ve been working with her ever since. Not only has she saved us a lot of money through timely refi transactions, but she has also referred us to great contractors for work needed on our properties. Her advice has always been helpful as we explored options for relocating and retirement planning. We plan to continue doing business with her as we transition to retirement with real estate investments as a major part of our financial plan. She has taken the time to know us and knows exactly what we are looking for. Frances is definitely a realtor I can recommend as helpful to any property owner – not just at the time you’re buying or selling, but also for help and advice with all the issues that go with ownership.